Assignment:Bankruptcy due to Medical Costs
Assignment:Bankruptcy due to Medical Costs
We have a large population of uninsured people, growth of personal bankruptcy due to medical costs, increasing health care cost, huge profits for health care corporations, and a growing national debt and deficit. On the website for Obamacare Facts, it stated that the top executive’s for-profit health insurance companies made nearly $200 million in total compensation for 2009 (Obamacare Facts website, n.d.) . The government does not regulate the cost of health care, however, personally speaking, I don’t see the government doing much better with their financial responsibilities. We all know the premiums would continue to rise and that was not sustainable for the average American family.
The United States placed dead last in the quality of health-care when compared with 10 other western, industrialized nations in 2014. Not only is it dead last in quality, it is first in spending more per capita ($8,508) on health care than Norway ($5,669), which has the second most expensive system. This data was collected before the Affordable Care Act went into full effect. Among its deficiencies, are a relative shortage of primary care physicians; lack of access to primary care, especially for the poor; many low-income residents who skip recommended care, do not get needed tests, or do not fill prescriptions due to cost; high infant mortality; inordinate levels of mortality from conditions that could have been controlled, such as high blood pressure; and lower healthy life expectancy at age 60 (Bernstein, 2014) .
Assignment:Bankruptcy due to Medical Costs
Disparities in health care affect individuals and society. Some barriers to accessing health care include: lack of availability, high cost, and lack of insurance coverage. The over haul of health care came due to the disparities, access to health care is regarded as unreliable; many people do not receive the appropriate care they need. Increasing the number of people with health insurance is a start, however, the system must also be looked at.
Maintaining and protecting the health of the public is vital, the 3-major driver of health care expenditures are cancer, diabetes, and heart disease. These have modifiable risks that can influence outcome. Education is key, reform of the individual would go a long way. Sustainability of the system as it is now will be in jeopardy due to the older Americans that will become fewer wage-earners paying taxes to fund Medicare. While medical care can prolong survival, more important for the health of the population are the social and economic conditions that make people ill and in need of medical care in the first place. Poor social and economic circumstances affect health throughout life. People further down the social ladder usually run at least twice the risk of serious illness and premature death as those near the top (Kemp, 2012) . Talk about a complex issue, health care is that issue.
Bernstein, L. (2014). Once again, U.S. has the most expensive, least effective health care system in survey. Retrieved from https://www.washingtonpost.com/news/to-your-health/wp/2014/06/16/once-again-u-s-has-most-expensive-least-effective-health-care-system-in-survey/?utm_term=.4e61947300e1
Kemp, C. B. (2012). Public health in the age of health care reform. Retrieved from https://www.cdc.gov/pcd/issues/2012/12_0151.htm
Obamacare Facts website. (n.d.). http://obamacarefacts.com/healthcare-facts/
You must proofread your paper. But do not strictly rely on your computer’s spell-checker and grammar-checker; failure to do so indicates a lack of effort on your part and you can expect your grade to suffer accordingly. Papers with numerous misspelled words and grammatical mistakes will be penalized. Read over your paper – in silence and then aloud – before handing it in and make corrections as necessary. Often it is advantageous to have a friend proofread your paper for obvious errors. Handwritten corrections are preferable to uncorrected mistakes.
Use a standard 10 to 12 point (10 to 12 characters per inch) typeface. Smaller or compressed type and papers with small margins or single-spacing are hard to read. It is better to let your essay run over the recommended number of pages than to try to compress it into fewer pages.
Likewise, large type, large margins, large indentations, triple-spacing, increased leading (space between lines), increased kerning (space between letters), and any other such attempts at “padding” to increase the length of a paper are unacceptable, wasteful of trees, and will not fool your professor.
The paper must be neatly formatted, double-spaced with a one-inch margin on the top, bottom, and sides of each page. When submitting hard copy, be sure to use white paper and print out using dark ink. If it is hard to read your essay, it will also be hard to follow your argument.
ADDITIONAL INSTRUCTIONS FOR THE CLASS
Discussion Questions (DQ)
Initial responses to the DQ should address all components of the questions asked, include a minimum of one scholarly source, and be at least 250 words.
Successful responses are substantive (i.e., add something new to the discussion, engage others in the discussion, well-developed idea) and include at least one scholarly source.
One or two sentence responses, simple statements of agreement or “good post,” and responses that are off-topic will not count as substantive. Substantive responses should be at least 150 words.
I encourage you to incorporate the readings from the week (as applicable) into your responses.
Your initial responses to the mandatory DQ do not count toward participation and are graded separately.
In addition to the DQ responses, you must post at least one reply to peers (or me) on three separate days, for a total of three replies.
Participation posts do not require a scholarly source/citation (unless you cite someone else’s work).
Part of your weekly participation includes viewing the weekly announcement and attesting to watching it in the comments. These announcements are made to ensure you understand everything that is due during the week.
APA Format and Writing Quality
Familiarize yourself with APA format and practice using it correctly. It is used for most writing assignments for your degree. Visit the Writing Center in the Student Success Center, under the Resources tab in LoudCloud for APA paper templates, citation examples, tips, etc. Points will be deducted for poor use of APA format or absence of APA format (if required).
Cite all sources of information! When in doubt, cite the source. Paraphrasing also requires a citation.
I highly recommend using the APA Publication Manual, 6th edition.
Use of Direct Quotes
I discourage overutilization of direct quotes in DQs and assignments at the Masters’ level and deduct points accordingly.
As Masters’ level students, it is important that you be able to critically analyze and interpret information from journal articles and other resources. Simply restating someone else’s words does not demonstrate an understanding of the content or critical analysis of the content.
It is best to paraphrase content and cite your source.
For assignments that need to be submitted to LopesWrite, please be sure you have received your report and Similarity Index (SI) percentage BEFORE you do a “final submit” to me.
Once you have received your report, please review it. This report will show you grammatical, punctuation, and spelling errors that can easily be fixed. Take the extra few minutes to review instead of getting counted off for these mistakes.
Review your similarities. Did you forget to cite something? Did you not paraphrase well enough? Is your paper made up of someone else’s thoughts more than your own?
Visit the Writing Center in the Student Success Center, under the Resources tab in LoudCloud for tips on improving your paper and SI score.
The university’s policy on late assignments is 10% penalty PER DAY LATE. This also applies to late DQ replies.
Please communicate with me if you anticipate having to submit an assignment late. I am happy to be flexible, with advance notice. We may be able to work out an extension based on extenuating circumstances.
If you do not communicate with me before submitting an assignment late, the GCU late policy will be in effect.
I do not accept assignments that are two or more weeks late unless we have worked out an extension.
As per policy, no assignments are accepted after the last day of class. Any assignment submitted after midnight on the last day of class will not be accepted for grading.
Communication is so very important. There are multiple ways to communicate with me:
Questions to Instructor Forum: This is a great place to ask course content or assignment questions. If you have a question, there is a good chance one of your peers does as well. This is a public forum for the class.
Individual Forum: This is a private forum to ask me questions or send me messages. This will be checked at least once every 24 hours.